Loans for Freedom – Donations & Ticket Purchases

Loans Across Borders- UA Microfinance will be sponsoring and co-hosting an event with the non-profit organization, Walk With. We are raising money in order to continue providing micro credit to those financially excluded or living below the poverty line.  Come help us raise awareness and enjoy some free food, cheap drinks, and free giveaways. Your purchase of a ticket will help create an opportunity. To donate or purchase a ticket to our event, please go...
University of Arizona Involvement Fair 2014

University of Arizona Involvement Fair 2014

Tomorrow all of the clubs at the University of Arizona will be on the mall trying to convince you to join their organization. By the time you walk across the UA mall you’ll probably end up with tons flyers and tons of options. Here is my 2 cents on how to get the most out of a club. Why you should join a club Wow. So many reasons. New friends – I met some of my best friends by joining different clubs. Real world experience – Apply what you learn in classes to real situations. You look for internships to get experience in your field. Don’t forget that clubs can also give you experience. Resume improvement – Getting involved on campus always looks good on your resume. However, some people join as many clubs as they can and never show up to any club meetings or events just to be able to put more clubs on their resume. What these people don’t realize is when your interviewing for jobs you WILL be asked about what experience you have. You might even be asked how you contributed to a specific club listed on your resume. And if you weren’t active in the clubs listed on your resume. You are now in deep shit. If you were active in the clubs listed on your resume you have a leg up in that interview! How to pick the right club Be prepared for the club fair! There are a lot of clubs and you want to make sure you pick the right ones. Not all clubs are created equal. I once ignorantly...
Need help choosing a Major? – Get Involved on Campus!

Need help choosing a Major? – Get Involved on Campus!

Its kind of ridiculous isn’t it? You are 18 just graduated from high school. Last week you were grounded for coming home past curfew and now this week you have to decide what you will do for the rest of your life. Talk about pressure. I just graduated from the University of Arizona with a degree in Business Administration and a major of Management Information Systems. I love my degree, but it took me 5 years and plenty of bouncing around majors. It’s very hard to determine hobby/interest vs career choice. For instance my interests included genetics and cellular biology, international relations, market analysis and online customer behavior, computers, and programming. I took classes on all of those topics, however I didn’t realize I had an interest in market analysis and online customer behavior until I joined Loans Across Borders. My advice calm down. While its easy to envy those people who had it all figured out since middle school , it’s Ok to figure it out as you go. These are the steps I took when choosing a career path: 1. Start at the end Research what job descriptions sound appealing to you based on your interests. Even talk to people in that position about their everyday responsibilities and the pros and cons of the position. Too many students pick a major solely based on the courses offered in that major and are left with less than satisfactory career options upon graduation. 2. Research career path So now you have narrowed down a couple job descriptions and are left with your dream jobs! Odds are those job requirements...
Mobile Microfinance in Ghana

Mobile Microfinance in Ghana

The total number of phone subscribers in Ghana is well over 25,000,000. Six phone companies share this market. Mobile Telecommunications Network (MTN)’s market share in Ghana is around 46%. MTN recently announced its plans to partner with microfinance organizations to make it easier for microfinance borrowers to receive and pay loans using MTN’s Mobile Money. Hopefully more local and international companies follow suit to help reach the close to 3Billon people who have little to no access to financial services! Resources International Finance Corporation http://goo.gl/E1qDvQ Ghana Web http://goo.gl/fiDS7b Microfinanace Focus...
First Disbursement!

First Disbursement!

“On the 24th of July 2014, 13 members out of 21 of the Kafui Group at Dzolo Gbogame who applied and satisfied the criteria, received their first cycle loans through Village Exchange Ghana, after five weeks of training on social and business issues. This group is supported by the ‘Loans Across Borders’ project put together by a group of students from the University of Arizona. The thirteen loans approved and disbursed amounted to a total of GHC 2,900.00. It is the very first time in the history of Village Exchange Ghana that a partnership with a university leads to the adoption of a specific microfinance group by the students. The 11 women and 2 men who received loans wanted to show their appreciation to ‘Loans Across Borders’ and promised prompt repayment. The other 8 partners have not applied yet for a loan but will continue to participate in our training sessions and do their voluntary savings.” – VEG...